Why is it essential to check the expiration dates on checks?

Checking the expiration dates on checks is essential to ensure that the check is valid for processing. Checks typically have a specific validity period, after which they are no longer considered acceptable for cashing or deposit. This time frame varies by bank policies and local laws but is often around six months from the date written on the check. If a check is presented after the expiration date, the bank may refuse to process it, leading to complications for both the check issuer and the recipient. Thus, confirming that the check is within its validity period is crucial for ensuring smooth transactions and compliance with banking regulations.